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Toll Brothers, Inc.

TOL | Q3 2025
Management Tone:NeutralConfidence:High

Key Themes:

Strong financial performance despite market challengesStrategic CFO transitionMaintained guidance metricsCommitment to community count growthResilient luxury market segment

Recording

Full Transcript

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Executive Summary

Toll Brothers reported strong financial performance in the third quarter of fiscal year 2025 despite challenging market conditions. The company delivered 2,959 homes at an average price of $974,000, resulting in record home sale revenues of $2.9 billion. Despite a 4% year-over-year decline in unit sales, the luxury home builder maintained a stable financial footing, returning $226 million to stockholders through dividends and share repurchases. The call highlighted the impending retirement of CFO Marty Connor, with Greg Ziegler set to assume the role, ensuring a smooth transition of leadership. Toll Brothers maintained its guidance metrics, expecting to deliver 3,350 homes in the fourth quarter, with an average sales price between $970,000 and $980,000. Strategic focus continues on managing spec home inventory and growth, especially in strong regions such as the North and Mid-Atlantic, while the company aims to capitalize on improving market sentiment. During the Q&A, analysts raised questions about cash flow operations and construction cost trends, which the management addressed by indicating cost control measures and leveraging efficiencies in their home building operations. The management expressed confidence in maintaining strong financial results through community growth and leveraging a resilient luxury market segment.

Key Highlights

strategyDouglas Yearley

Marty Connor plans to retire as CFO in October after a 17-year tenure.

financialDouglas Yearley

Toll Brothers delivered 2,959 homes at an average price of $974,000.

financialDouglas Yearley

Toll Brothers achieved record third quarter home sale revenues of $2.9 billion.

strategyDouglas Yearley

The company returned $226 million to stockholders through dividends and share repurchases in Q3.

guidanceDouglas Yearley

Despite market softness, Toll maintains a full year delivery expectation of 11,200 homes.

strategyDouglas Yearley

Cancellation rate remains low at 3.2% of beginning backlog, the lowest in the industry.

financialDouglas Yearley

26% of Toll's buyers paid all cash in Q3, highlighting strong customer financial profiles.

financialGreg Ziegler

Toll Brothers successfully refinanced senior notes, with no significant maturities until March 2027.

guidanceMarty Connor

Full year average delivered price expected between $950,000 and $960,000.

strategyDouglas Yearley

Traffic is up, both web and foot, indicating improving market sentiment.

Table of Contents

Key Metrics

Revenue

$2.9 billion

Record for Q3

Adjusted Gross Margin

27.5%

Exceeded guidance by 25 basis points

SG&A Expense

8.8%

40 basis points better than guidance

Earnings

$370 million

N/A

Earnings Per Share

$3.73 per diluted share

N/A

Net Contracts

2,388

-4% YoY

Average Sales Price

$1 million

+4.5% YoY

Details

Company
Toll Brothers, Inc.
Symbol
TOL
Period
Q3 2025
Processed
December 8, 2025